Montecito Capital Management is a Santa Barbara-based wealth management firm dedicated to helping clients achieve their financial goals. Founded by Kip Lytel, CFA, the firm specializes in personalized financial planning, investment management, and retirement strategies. With a focus on diversified, multi-asset portfolios, Montecito Capital Management provides expert guidance to high-net-worth individuals and families, combining disciplined investment approaches with long-term risk management to build and preserve wealth effectively.